Merchant Services: The First Step to Accepting Payments
Merchant services is a collection of tools that businesses needs to accept electronic payments from customers.
If you want to accept online payments, getting a merchant account is the first step. From there, you’ll need the right software services and connections with the right financial partners.
HealPay is a leading merchant services and payment solutions provider. We can help your business accept electronic payments so you can conduct business easier.
Payment Types: Credit, Debit, ACH
Consumers can make online or automated phone payments via credit card, debit card, and ACH.
Credit cards allow consumers to borrow money for their purchases from businesses which means banks take on some of the risk. There may be a higher fee associated with this risk.
Debit card purchases are funded from the consumer’s bank account are basically cash transactions. There’s almost no risk for the bank and fees are lower.
ACH is way of transferring funds between two financial institutions but aren’t guaranteed by the bank. ACH fees are typically lower. eChecks are a type of ACH payment.
HealPay offers powerful solutions to give you the flexibility to accept all three payment types.
Solutions for High Risk and Low Risk Businesses
There’s a certain amount of risk with accepting credit card payments and high-risk businesses may have trouble getting approved for merchant services.
What makes a business high-risk? High-risk businesses are in highly regulated industries, deal with customers who present a high risk of fraud, or may have high chargeback rates.
High-risk businesses need powerful, reliable, and current payment solutions just as any other business.
HealPay specializes in merchant services and solutions for both high and low risk businesses. We leverage our banking relationships to get you approved for a merchant account so you can start accepting electronic payments right away.
HealPay is focused on modern card not present payments from bill payment to donations, beating the competition in design, flexibility, and integration.
The perks of working with us:
Access your funds faster - as soon as the next business day.
All data is protected by our TLS 1.2 encryption process, offering additional protection against fraud.
Competitive pricing gets you the best rates for your business and transaction types.
Track performance with live analytics like login and payment alerts.
Our software dramatically lowers your overhead costs and even replaces human agents for a fraction of the cost.
Accept Electronic Payments
With electronic payments, consumers can pay you 24/7 with a major credit card, debit card, or over ACH.
We leverage our banking relationships to get you approved for a merchant account so you can start accepting electronic payments right away.
Giving a timeframe for deposits to be forwarded to a bank account can be make this more powerful.
All data is protected and secured by our 256-bit SSL encryption process offering additional protection against fraud.
We offer competitive pricing and work to get you the best qualification rates for your transaction types.
Live analytics like login and payment alerts help you track performance.
HealPay Beats the Competition
We specialize in providing merchant services for the ARM vertical. Compared to competitors, our software is superior in design, flexibility, and integration.
Lower Your Cost
Our software dramatically decreases your overhead cost and will replace or complement human agents for a fraction of the cost.