*This post originally appeared on ATKINS & OGLE LAW BLOG

Many people find themselves in debt because they don’t manage their money well. There is a negative stigma on debt, but it is often the result of a series of small mistakes such as forgetting to pay off a credit card bill, not regularly checking bank account balances, not moving any money into savings or forgetting to make student loan payments and getting behind.

Luckily, there’s an app for that.

You can find an app for almost anything these days—editing photos, meeting new people, tracking your steps, booking a flight and even figuring out what song is playing on the radio. Take a look at these top user-rated apps for managing your money conveniently from your smartphone!

1 - Mint

Often touted as one of the best financial apps available, Mint is a collection of different apps for managing money. For example, Mint Bills lets you set up bill payments directly from your phone, while Mint Personal Finance keeps a log of all of your recent transactions and allows you to create and track budgets and credit scores. You can manage your earnings, spending and savings via your bank account, mutual funds, 401(k) and/or IRA. Mint will alert you if you go over budget, overdraw your bank account or if an unauthorized payment was made using your debit or credit card (to help prevent fraudulent purchases).

Mint is available for iOS, Android and Windows, and it is free to download!

2 - Expensify

Expensify has both an app and web interface, so you can check your information from any of your devices. It is rated high in easy navigation and usability and offers four main features: SmartScan, Add Expense, Track Time and Track Distance. The SmartScan feature allows you to take pictures and categorize your receipts. Expensify can use these receipts to generate reports and track your spending habits. This feature is mirrored in the Add Expense button, which allows manual entry.

3 - HealPay Reminders

Last month, a Michigan-based company called HealPay released an app unique to their innovative bill pay solution— SettlementApp. HealPay’s “reminders” allow consumers to opt-in and create bill reminders via SMS and e-mail. Reminders allows for custom messaging, real-time delivery and unlimited reminders. This app, in conjunction with their online SettlementApp, reduces overhead and automates operations for companies that receive routine, reoccurring payments while reminding their consumers at no cost—a win-win for all parties. Learn more at healpay.com.

With today’s technological advances and a free app for managing nearly every aspect of your life, do your research and take advantage of the tools that can help you rest well knowing nothing has been forgotten!

– HealPay blogger, LaToya Irby