"Hello, my name is Nicolas Arcaro. I'm the Senior Vice President at Vertican Technologies and our business model here is technology in the debt collection world.

I'd say we've been working with HealPay now for 10 years or so. We know Erick Bzovi and Lance - great guys - they're just... they get it, you know? They're young, they're agressive, and they're out there trying to make their client base happy and, you know, build their brand right now using the right ingredients of service, technology, and flexibility all wrapped up into one. Very impressive.

From HealPay, we use the settlement application cause it is completely integrated in Q-LawE, and it offers the flexibility our clients our looking for. In such a way, I mean you could really customize it around our clients' clients.

The SettlementApp can be configured so that when you're working out a payment plan it knows the client, cause of the integration, and does all that smart math for you, and will only accept payment plans for the right amount.

Would I recommend HealPay to our customers? I do it ever day. They're at the top of our vendor list. They provide top notch support. Flexibility in their applications goes beyond. And they're young and aggressive right now. They're meeting the needs of the industry and they're going beyond. We highly recommend them every day.

So, my name is Nicolas Arcaro - Senior Vice President of Sales for Vertican Technologies."