Merchant Services: The First Step to Accepting Payments

Merchant services is a collection of tools that businesses needs to accept electronic payments from customers.

If you want to accept online payments, getting a merchant account is the first step. From there, you’ll need the right software services and connections with the right financial partners.

HealPay is a leading merchant services and payment solutions provider. We can help your business accept electronic payments so you can conduct business easier.

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Payment Types: Credit, Debit, ACH

Credit cards allow consumers to borrow money for their purchases from businesses which means banks take on some of the risk. There may be a higher fee associated with this risk.

Debit card purchases are funded from the consumer’s bank account are basically cash transactions. There’s almost no risk for the bank and fees are lower.

ACH is way of transferring funds between two financial institutions but aren’t guaranteed by the bank. ACH fees are typically lower. eChecks are a type of ACH payment.

HealPay offers powerful solutions to give you the flexibility to accept all three payment types.

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Solutions for High Risk Businesses

There’s a certain amount of risk with accepting credit card payments and high-risk businesses may have trouble getting approved for merchant services.

What makes a business high-risk? High-risk businesses are in highly regulated industries, deal with customers who present a high risk of fraud, or may have high chargeback rates. Attorneys, debt collectors, vitamin shops, life coaching, and multilevel marketing businesses are examples.

High-risk businesses need powerful, reliable, and current payment solutions just as any other business.

HealPay specializes in merchant services and solutions for high-risk businesses. We leverage our banking relationships to get you approved for a merchant account so you can start accepting electronic payments right away.

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Why HealPay?

We specialize in merchant services for the ARM vertical, beating the competition in design, flexibility, and integration.

Access your funds faster - as soon as the next business day.

All data is protected by our 256-bit SSL encryption process, offering additional protection against fraud.

Competitive pricing gets you the best rates for your business and transaction types.

Track performance with live analytics like login and payment alerts.

Our software dramatically lowers your overhead costs and even replaces human agents for a fraction of the cost.

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Accept Electronic Payments

With electronic payments, consumers can pay you 24/7 with a major credit card, debit card, or over ACH.

Merchant Account

We leverage our banking relationships to get you approved for a merchant account so you can start accepting electronic payments right away.

Fast Deposits

Giving a timeframe for deposits to be forwarded to a bank account can be make this more powerful.

Secure Payments

All data is protected and secured by our 256-bit SSL encryption process offering additional protection against fraud.

Competitive Pricing

We offer competitive pricing and work to get you the best qualification rates for your transaction types.

Insights

Live analytics like login and payment alerts help you track performance.

HealPay Beats the Competition

We specialize in providing merchant services for the ARM vertical. Compared to competitors, our software is superior in design, flexibility, and integration.

Lower Your Cost

Our software dramatically decreases your overhead cost and will replace or complement human agents for a fraction of the cost.