Make it Easy for Consumers to Pay

by Ray Modad Articles
The world today moves quickly. The Financial Tech sector or “FinTech” has led many changes in the way we pay our bills. Some of these changes are so ingrained in our daily lives we...

HealPay to exhibit at the 2016 vConference

by Erick Bzovi Articles
HealPay is proud to participate as an exhibitor and sponsor at the 2016 vConference at the Renaissance Schaumburg Convention Center Hotel. HealPay is a trusted partner of Vertican Technologies...

Here’s What Our Next President Thinks About Student Loan Debt

by HealPay Articles
Borrowers are falling behind on student loan debt, which has reached an astonishing $1.3 trillion in the United States. Will the next President of the United States do anything to change that? Hillary Clinton, Former Secretary of State and Former New York Senator...

What is the FDCPA?

by Latoya Irby Articles
If you’re an attorney or debt collector, collecting consumer debts on behalf of other individuals or businesses, you need to know about the FDCPA. The Fair Debt Collection Practices Act is a Federal law that governs what third-party debt collectors can do...

What is the CFPB and Why It Matters

by Latoya Irby Articles
The subprime mortgage crisis of 2007 led to one of the worst recessions in U.S. history and subsequently to the creation of the Consumer Financial Protection Bureau. Here’s an overview of the bureau and why it matters...

What’s a Good Credit Score?

by Latoya Irby Articles
There’s a three-digit number that almost every company you do business with uses to decide whether to approve your applications. And if your number isn’t good, your applications may be denied, or if you are approved, you may have to pay a higher cost...

Why Do ACH Payments Take So Long To Settle?

by Latoya Irby Articles
While there are benefits to accepting ACH for payments, like lower processing costs and ability to set up recurring transactions, the settlement process is notoriously long compared to debit and credit transactions. ACH payments are processed electronically, so why...

What to Do If Your Wages Are Being Garnished

by Latoya Irby Articles
A wage garnishment happens after an attorney gets court permission to take periodic payments from your wages to satisfy an outstanding balance on your account. While a garnishment can take you by complete surprise, it’s often...