Why Multiple Merchant Accounts Are Better For Attorneys

by Latoya Irby Articles
Most attorneys are familiar with IOLTA or Interest on Lawyers Trust Accounts. The purpose of the account is to house client payments and settlements until it’s ok to move the funds into your operating account or remit funds to your client...

The Big Difference Between Credit and Debit Card Transactions

by Latoya Irby Articles
Credit cards and debit cards are two of the most popular types of electronic payments. The two are so similar, it’s hard to tell the difference. Depending on how the consumer chooses to use their debit card, it may...

The Rise of Electronic Payments

by Latoya Irby Articles
Think, just more than a century ago, consumer to business payments were made using only cash and coins. Today, the majority of payments are made via any number of electronic payment methods and can be made in person, over the phone, or online...

Four Huge Benefits of Accepting Debit Card Over ACH

by Latoya Irby Articles
Among all the payment processing options for merchants, ACH and debit are two of the most popular. The NACHA, the organization who administers and governs the ACH network, says that more than 19.1 billion ACH transactions are processed each year...

3 Best Apps for Managing Your Money

by Latoya Irby Articles
Many people find themselves in debt because they don’t manage their money well. There is a negative stigma on debt, but it is often the result of a series of small mistakes such as forgetting to pay off a credit card bill...

HealPay Data Driven Payment Solutions

by Latoya Irby Articles
Here is a video we created to articulate our vision for HealPay in 2015 and beyond. WATCH how HealPay innovates payment processing...

Total Value of US Consumer Payments by Type, 2009-2014

by Latoya Irby Articles
“The shift of consumer payments from cash and check to electronic options such as cards, ACH, and virtual currencies is not new, but it does bear emphasis because of its impact on the merchant acquiring business,” according to...